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Jonathan Brindley has a passion for seeing businesses succeed. Jonathan has been a Chartered Accountant and finance leader for the past 25 years delivering results across multiple industry segments at small and mid-sized private entities to multinational / public companies.
As the owner and Principal of Liquid Capital Advance Corp, Jonathan works with small to mid-sized companies that have the capacity to grow but are limited because they don’t have sufficient working capital. Liquid Capital provides growth capital through the funding of accounts receivable. That along with Liquid Capital’s flexible customer orientated business model with No term contract, No exit fees and No minimums, provides its clients with service levels unique to the financial services industry.
As an operational finance professional, Jonathan offers his clients a level of experience that is broad based and multi-disciplined with an in depth understanding of corporate finance, revenue forecasting and delivering improved business returns.
Jonathan’s clients capitalize on a comprehensive package of financial services with a primary focus on creating viable and relevant financing solutions.
For a confidential assessment of your financing needs, it pays to contact Liquid Capital Advance Corp.
Liquid Capital
855 Canyon St., Mississauga, ON L5H 4L6
416-727-4521 or 1-800-778-0133
www.LiquidCapitalAdvanceCorp.com
If you are currently selling products or services to your customers and offering them terms of 30 days or longer, Liquid Capital™ can provide immediate financing and ease the Capital Crunch! Based on the value of your outstanding invoices, our Principals can evaluate your unique scenario and deliver a solution within days. That’s our job: We write the cheques that make business grow!
Some of the financing solutions we provide to our Clients each and every day include:
Accounts Receivable Financing
Typically referred to as “factoring”, Accounts Receivable (A/R) Financing is neither equity nor debt, yet strengthens a balance sheet while control of the business stays with the owner. It is a trusted and effective method of both financing short-term cash-flow and outsourcing the administration of credit and the difficult task of collections.
Factoring is a time-honoured financing solution that offers many advantages while allowing business owners to focus on operations and building their client base. Different from bank financing, we can offer flexible underwriting without the lengthy process, personal credit score, business history and restrictive covenants necessary for traditional debt.
Generally, we begin funding about a week after the application process begins. We support start-ups and high growth businesses, as well as businesses recovering from financial difficulties. Our ability to fund and service your business can keep up with the demands of growth without you having to re-qualify for a larger loan and getting charged additional fees.
Most importantly, your balance sheet remains strong and because we actually purchase the invoice from you and do not take an equity position, you incur no debt and keep control of your own business.
Additionally, we provide a thorough credit analysis on all potential and existing customers so that you can make an informed decision on extending credit, thereby minimizing your risk of bad debt.
Finally, our professional and courteous collections team relieves you of the considerable time, energy and effort and expense required to follow up with customers to ensure timely payment.
Purchase Order Financing
Purchase Order (P.O.) Financing is the perfect solution for short-term funding requirements. It can be used to finance the purchase or the manufacturing of specific goods that have already been sold. We enable this process by issuing Letters of Credit or providing funds that allow our clients to secure the inventory they need to fill their open sales orders.
Through Purchase Order Financing, we can also support both domestic and international transactions. Through this service our Clients enjoy the working capital needed to grow their sales and take advantage of profitable opportunities that are larger than they can otherwise support. We are not a bank and are not bound by the restrictions necessary for traditional lending products. Our focus is the underlying transaction and its economic and commercial viability.
Purchase Order Financing is used by manufacturers, distributors, importers and exporters. It can be used for payments to third-party suppliers for goods, issuing Letters of Credit, and for making payments for direct labor, raw materials and other directly related expenses.
Our clients consider Purchase Order Financing if they lack either sufficient capital or the international expertise necessary to complete their transaction. With respect to the latter, they might prefer to reduce foreign risk and in some cases protect the identity of their manufacturer from the end customer. Our Clients who have taken advantage of this service always appreciate the speed of funding, preservation of equity and increased profits they see at the end of the day.
International Factoring
This form of financing gives business owners the ability to offer open credit terms to foreign buyers who they would normally not be able or feel comfortable selling to without a traditional deposit. Because we fund the invoice upfront and take on the risk, business owners can now increase their foreign sales freely while improving their cashflow.
Foreign receivables are usually underserved assets. Domestic banks or lenders typically consider foreign receivables to be ineligible and do not feel comfortable providing capital availability against these foreign receivables. We lend against foreign receivables, giving our Clients more capital to grow their businesses and pay expenses.
As business owners and operators, we understand that selling to international customers is a huge opportunity that is financially challenging and difficult to manage. Sometimes you will encounter foreign customers who are taking too long to pay, no longer willing to pay, or can’t afford to pay an upfront deposit and are now demanding open terms. As well, you might be forced by your bank to buy credit insurance that has a high upfront premium. Perhaps your overseas sales are expanding, but the prospect of potential write-offs are too daunting? Whatever the case, at Liquid Capital™ we have the experience and resources to help any business with all of their import/export finance needs. Contact your local Principal today and see how we can help your business grow!
Alternative Financing with Jonathan Brindley
Business Report On BizTvCanada.com
Is your business in growth mode? Are you waiting for SR&ED (Pronounced SHRED) money from the government? Or maybe you’ve just received a big order but you don’t have the available funds for the deposit to your supplier. Many businesses face this dilemma everyday and let’s face it, if you don’t have the right ratios in place, the traditional banks just can’t help you. There are alternative ways to finance your business and my guest Jonathan Brindley from Liquid Capital Corp is here to help us understand what’s available.